April 14, 2026 3 stablecoin developments bankers should know about The Stablecoin Banker is a periodic newsletter keeping bankers on top of the stablecoin industry. I highlight top stories that are relevant to banks, with my insights and commentary to draw out the most important conclusions. If you find this
March 31, 2026 Three stablecoin developments bankers should know about The Stablecoin Banker is a periodic newsletter keeping bankers on top of the stablecoin industry. I highlight top stories that are relevant to banks, with my insights and commentary to draw out the most important conclusions. If you find this
In this issue: A deep-dive into the OCC’s proposed rulebook for GENIUS Act stablecoin issuers, covering the economics of issuance, bank-run protections, and what the yield prohibition means for the industry. Plus, a practical action guide for bankers navigating this landmark regulatory moment.
In this issue: As institutions diverge on public vs. private blockchain strategies, the SEC moves stablecoins closer to cash and Stripe brings stablecoin payments to the web. On-the-ground stablecoin adoption is quietly reaching the last mile.
In this issue: Banks and crypto firms clashed at the White House as a new generation of crypto-native banks arrives on the scene. BlackRock moves $2.4 billion into DeFi while the banking lobby fights to keep crypto off Fed rails.
In this issue: Fidelity and Tether both launch regulated stablecoins, raising the question of who will distribute them at scale. Standard Chartered warns banks of a $500 billion deposit outflow risk as NYSE unveils 24/7 tokenized trading.
In this issue: Stablecoin yield products are disappearing under regulatory pressure as Visa moves billions via stablecoins and Rain raises at a $2 billion valuation. Federal regulators push to unbundle banking while Morgan Stanley and BNY expand tokenization initiatives.
In this issue: Three fintechs apply for bank charters in a single week as SoFi becomes the first national bank to issue a public stablecoin. Coinbase launches ‘Custom Stablecoins’ backed by USDC, enabling brands to become stablecoin issuers overnight.
In this issue: Five trust charters clear approval in a single week as banks race to secure stablecoin infrastructure. Lead Bank acquires stablecoin payments company Loop, while a close read of the GENIUS Act reveals tokenholders may be left waiting in bankruptcy.
In this issue: Cross River integrates stablecoins into the banking core as the FDIC outlines three paths to on-chain banking — a watershed moment for the industry. Fintechs are building the stablecoin acceptance layer around banks, while Figure unlocks the first blockchain-native public equity.
In this issue: Visa and Mastercard’s revised antitrust settlement cracks the payment card armor, creating fresh openings for stablecoin-based payments. A fintech charter race accelerates as AI agents begin using stablecoins and global regulators simultaneously legitimize the asset class.
In this issue: Western Union announces a Solana stablecoin that could transform global cash off-ramps as stablecoins dominate the conversation at Money 2020. The Fed’s proposed ‘skinny master accounts’ and Coinbase’s emerging bank-services role round out a pivotal week.